● Introduction
● Being Cautious
● Learning Business the Hard Way
● Furthering Retirement in Dentistry
● Purchasing Power of the Dollar Declining
● Brokers & Independent Advisors
○ Brokers: Have to Do What’s Suitable, Financial Advisors & Products
○ Independent Advisors: Fiduciary, no commissions or products, Lowest Cost Investment Vehicles
○ Different Legal Standards
○ Dually Registered
○ #1 Question to Ask: Do You Have the Series 7?
○ The “Merrill Lynch Policy”
○ Advertising
● Advice on What to Do in Times of Uncertainty
○ Start As Early As You Possibly Can
○ Recessions, Corrections, & Bear Markets- These Happen All the Time, It’s Normal and They Do Recover
○ CONTINUE BUYING
● Inverted Yield Curve
● The Repo Market
● The Consequence of Being Wrong
● Cashing Out: A Red Flag
● Human Psychology of Financial Decisions
● An Efficient Market
● High Flyers on the Index
● Game Plan: Look at Debt
● Cryptocurrency
● Asset Classes
● Slow & Steady Growth
